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Financing

Don't wait to get that new guitar, get it now with financing! Chicago Music Exchange offers three financing options, so you can rock now, and pay later.

Online Financing with Affirm

  • Affirm offers easy financing without a catch.
  • Know upfront exactly what you’ll pay, with no hidden costs and no surprises.
  • Choose your gear, and add it to your Chicago Music Exchange shopping cart.
  • Select Affirm as your payment method during step three of the checkout process.
  • You'll be sent to Affirm's secure website where you'll apply. Provide your basic information and get a real-time decision. Pay over 3, 6 or 12 months (Rates from 10-30% APR).
  • If approved, once you confirm your loan, you will be sent back to chicagomusicexchange.com to see your completed purchase.
  • Enjoy your new gear!

FAQs

Does Affirm perform a credit check?
Yes, when you first create an Affirm account, they perform a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score. If you apply for more loans with Affirm, they may perform additional ‘soft’ credit checks to ensure that they offer you the best financing options possible.

Why was I prompted to pay a down payment with a debit card?
We try hard to approve every purchase with Affirm, but sometimes can’t approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Why was I prompted for a checking account?
Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps them verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application.

For more information visit: https://www.affirm.com/faqs/


Online Financing with PayPal / Bill Me Later

No Payments + No Interest if paid in full within 6 months when you checkout with PayPal and choose Bill Me Later financing. Click the PayPal banner for complete details.

  • Choose your gear and add it to your Chicago Music Exchange shopping cart.
  • Select PayPal during checkout and then select PayPal's Bill Me Later financing.
  • Answer a few questions and accept the Bill Me Later terms.
  • Look for your Bill Me Later statement in your email.
  • Enjoy your new gear!

In-store Financing with GE Capital

How to get No Interest if Paid in Full within 6 Months

  • Visit our store at 3316 N. Lincoln ave, Chicago, IL 60657.
  • Fill out GE Capital application. 
  • Must have a valid major credit card and valid US form of identification. 
  • Wait a few minutes for approval. 
  • Enjoy your new gear!